Smart Fintech Software

About Prakam Fintech Solutions Pvt. Ltd.

Prakam Fintech Solutions Pvt. Ltd. provides modern, secure, and scalable fintech solutions for retail outlets across India. Our platform enables seamless banking, payments, and financial services at the neighborhood level, empowering merchants and customers alike.

Next-Gen Payment Infrastructure

Equip your counter with robust APIs and micro ATMs for instant AePS cash withdrawals and digital payments.

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Bank-Grade Compliance & Safety

Fully secure channels meeting all RBI guidelines, complete ISO certifications, and secure encryption standards.

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Lucrative Retail Earnings

Earn standard, reliable commissions on every single bill payment, money transfer, and AePS withdrawal.

new payment illustration
Our Mission

Bringing Smart Banking to the Doorsteps of Bharat.

At Prakam Fintech Solutions Pvt. Ltd., we build secure, accessible, and fast financial technology. We bridge the gap between financial networks and local stores, enabling neighborhood merchants to offer banking solutions.

Through registered partner banks and RBI-compliant APIs, our platform equips stores with safe recharge portals, Aadhaar biometric withdrawals, micro ATMs, and instant IMPS settlement systems.

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Empowering 25,000+ Retailers — 28 States Covered

Setting up secure, modern banking counters in neighborhood mom-and-pop shops.

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₹150+ Crores Processed Monthly — Ultra-High Success Rate

A robust digital pipeline designed for quick IMPS settlements and lower failures.

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RBI & ISO Standards Compliant — Bank-Grade Safety

Committed to rigorous regulatory compliance and security checks for customer safety.

Why Retailers Choose Prakam Fintech Solutions Pvt. Ltd.

Get high uptime, immediate wallet payouts, and competitive commission rates. Check out our real-time portal stream.

⚡ Live Dashboard Activity

Real-time statistics across 28 Indian states

Transactions Processed Today ● LIVE
148,290
Retailer Commissions Paid Settled
₹429,180.50
Recent Transactions
Jio Recharge (******4810)
₹239 +₹7.17
IMPS Payout (******9284)
₹5,000 +₹15.00
BBPS Electricity (******1932)
₹1,450 +₹4.35
AePS Withdrawal (******0085)
₹2,500 +₹10.00
Airtel Topup (******3746)
₹155 +₹4.65

Instant Wallet Settlement

Transfer your wallet balance into any registered bank account 24/7/365 instantly via IMPS payouts.

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Bank-Grade Security Protocol

Protected with 256-bit SSL encryption, dual-token APIs, and strict mobile device binding.

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Live Reporting Panel

Access real-time transaction statistics, commission charts, and downloadable invoices.

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Dedicated Support Team

Regional customer service lines available in multiple languages to solve account questions.

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Optimized Margin Rates

Direct partnerships with operators ensure high success rates and strong cashback margins.